Insurance defense legal support
Reservation of rights drafting
A reservation of rights that quotes the wrong provision, or reserves generically, can cost the defence it was meant to preserve. We draft to the specific policy language and the specific facts, with each reserved ground stated and supported.
- Published price
- $250–600 / letter
- Turnaround
- 48 hours
- Without us
- $1,000–3,000
Fixed per unit, not hourly. No minimum engagement. Quoted before we start.
What you receive
A reservation-of-rights letter drafted to the specific policy language and claim facts.
- A complete first-draft letter in your firm's format
- Each reserved provision quoted from the operative policy, endorsements included
- The factual basis for each reservation stated specifically rather than generically
- Jurisdiction-specific requirements addressed, including any independent-counsel implications
- A defence-obligation statement consistent with the reservation being taken
- A provision-to-fact mapping table for your file, showing why each ground was reserved
What it costs, and what it replaces
Both figures are published ranges for the same unit of work. Ours is fixed before we start; if our process gets faster, that is our gain and your price does not move.
How engagements are structured →- Adnah Legal
- $250–600 / letter
- Typical cost without us
- $1,000–3,000 / letter
Roughly 79% lower at the midpoint of each published range.
How the work runs
01
Policy reconstruction
We assemble the operative policy language from the base form and endorsements, so the letter quotes what actually applies rather than the unmodified form.
02
Ground-by-ground drafting
Each reserved ground is drafted with the provision quoted and the specific facts that trigger it stated, because generic reservations are the ones that fail.
03
Jurisdictional conformity
We draft to the specificity the jurisdiction requires and flag where a reservation may trigger independent counsel obligations, so the consequence is visible before the letter goes out.
04
Review and delivery
A qualified lawyer reviews the draft against the policy, and it arrives editable with the provision-to-fact mapping for your file.
What we need from you
- The complete policy including endorsements
- The claim facts and the pleadings, if suit has been filed
- The grounds you intend to reserve
- The governing jurisdiction and your firm's template
What we check before delivery
- Every quoted provision is verified against the endorsed policy, not the base form
- Each reservation is checked for a stated factual basis rather than a bare citation
- Consistency between the reservation and the stated defence obligation is checked
- Grounds unsupported by the facts provided are flagged to you rather than included
When firms send us this
- New claims where the reservation has to issue promptly to preserve defences
- Complex coverage positions with multiple grounds and several endorsements
- Carriers with strict letter standards and volume that outpaces internal capacity
- Reviewing an existing reservation before litigation tests it
Questions about reservation of rights drafting
Are you deciding what to reserve?
No. You identify the grounds; we draft them to the policy language and the facts, and flag grounds the material does not appear to support. The coverage decision is the attorney's.
Do you know the state-specific requirements?
We draft to the jurisdiction you name, including its specificity standard and its treatment of independent counsel, and we flag rather than assume where the position is unsettled.
Can you match our carrier client's template?
Yes. Send the template once and subsequent letters arrive in that format by default.
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Reservation of rights drafting at $250–600 per letter, 48 hours. No minimum, no scoping call, no onboarding cycle.