Insurance defense legal support
Claim file review
A transferred claim file arrives as a pile of adjuster notes, correspondence and medicals that somebody has to read before anything can be done. We read it and return a structured summary that tells you what the file contains and where the problems are.
- Published price
- $200–600 / file
- Turnaround
- 48 hours
- Without us
- $800–2,500
Fixed per unit, not hourly. No minimum engagement. Quoted before we start.
What you receive
A reviewed claim file with coverage position, exposure and red flags summarised for counsel.
- A file summary: parties, loss facts, coverage position taken to date and current posture
- Adjuster log reviewed with key entries extracted and dated
- Liability assessment inputs: what the file supports and what it contradicts
- Damages summary with medical spend, wage claim and any special damages documented
- Red flags listed: late notice, coverage defences, prior claims, inconsistent statements
- An outstanding-items list: what the file is missing and should be obtained
What it costs, and what it replaces
Both figures are published ranges for the same unit of work. Ours is fixed before we start; if our process gets faster, that is our gain and your price does not move.
How engagements are structured →- Adnah Legal
- $200–600 / file
- Typical cost without us
- $800–2,500 / file
Roughly 76% lower at the midpoint of each published range.
How the work runs
01
Chronological reconstruction
The file is reordered chronologically across all its components — notes, correspondence, medicals — so the sequence of what was known when is visible.
02
Coverage posture
We extract the coverage position actually taken to date, including anything said in correspondence that may have narrowed or waived a defence.
03
Exposure assessment inputs
Liability facts and damages documentation are summarised against each other, so the exposure picture rests on what is in the file rather than on the adjuster's reserve.
04
Red flags and gaps
Anything that changes the analysis — late notice, a prior inconsistent statement, an unexplored coverage defence — is listed at the front, with the missing items that should be obtained.
What we need from you
- The claim file as transferred, including the adjuster log
- The policy, or at least the declarations page and relevant endorsements
- Any reservation-of-rights correspondence already issued
- Reporting requirements your carrier client expects you to meet
What we check before delivery
- Adjuster conclusions are reported as conclusions, distinguished from documented facts
- Every extracted date is verified against the source entry
- Coverage positions are quoted from the correspondence rather than characterised
- The outstanding-items list is checked against the file so nothing already present is requested
When firms send us this
- Newly assigned files that have to be reported on within days
- Carrier reporting requirements with fixed formats and tight deadlines
- High-volume defence practices where reading time is the entire margin problem
- Files transferred from another firm with no summary attached
Questions about claim file review
Can you report in our carrier's format?
Yes. Send the reporting template and we draft to it, so the summary drops into your client's required format rather than needing to be retyped.
Do you assess liability?
We summarise what the file supports and contradicts. The assessment that goes to the carrier is the engaging attorney's professional judgment.
How do you handle privileged material in the file?
It stays privileged. We work under a signed confidentiality agreement as your support provider, and nothing is disclosed outside the named individuals working the file.
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Claim file review at $200–600 per file, 48 hours. No minimum, no scoping call, no onboarding cycle.